Fear of loss of job combined with more than ten thousand dollars to credit card issuers and other unsecured lenders may sound like a terrible thing. However, this can actually work to your benefit. You can actually save a lot of money if you owe money to credit card issuers and other lenders. Reason? Debt settlement! The large number of bankruptcies has forced credit card issuers and unsecured lenders to change their approach. Lenders realized that they could not simply intimidate their customer...